It’s November 1 and the Walmart toy catalog has arrived. You look and see that things have already been circled and an entire page has a large circle around every toy. This is what happens every year. The toys wanted are circled with my kids’ names next to them, so I of course know who wants what under the tree. But this year, my daughter was the only one with things circled. Why? Because my son only wants an Xbox. A $500 gift. But he knows “Santa” won’t get him an Xbox because that’s too expensive, so he is asking everyone for cash.

Should Kids Get Cash for Christmas?

But cash for Christmas perhaps you’re thinking: What? Are your kids too good for toys now? Or maybe you’re stuck on the idea that giving someone money is so impassive and unsentimental. Of course, the last thing I want to do is disappoint my kids, but I want to make sure they’re old enough to appreciate getting cold, hard cash instead of traditional gifts.

If you are like most families, your kids have enough stuff. Asking for money can be uncomfortable, no doubt. It’s about setting the stage, letting the gift-giver know the reasoning behind the request and what the money will be used for. There are lots of opinions about the good and bad of giving money as a gift–or, gasp, asking for money as a gift. And when done incorrectly, yes, it can come off as rude and selfish.

However, there are a few reasons why you might want to consider foregoing traditional gifts and asking for money instead. Cohen doesn’t play with toys. He is at that age where it’s either soccer or video games. He is trying to save money for an Xbox. I realized the older the kids, the more expensive the gifts. He doesn’t want the traditional gift, nor does he need it, so he’s asking grandpa, grandpa, aunts and uncles for money. Sure, he could use another pair of pants so if his grandma wants to go shopping, I will suggest that option.

Gifting Money is Practical & Useful

But, for now, I am tactfully encouraging my family members to give money. I am proposing ways to make it fun for them to give cash.

There are a few ways you can do this. If Cohen wanted to use the money for sports or other lessons, I would invite his family members to recitals or games. I want them to see the joy he gets from the activity and know the part they played in helping create that joy.

After Cohen saves enough for him to accomplish his dream of owning an Xbox, I plan to send family members a video or some pictures. I want them to see Cohen embracing and enjoying what their monetary gift helped achieve.

So rather it be a Barbie for Collyns, yes, her gifts are still easy to buy or cash for Cohen, there’s no hard and fast rule regarding giving cash as gifts. The truth is no one in my family needs 37 gifts. Getting off the gift-giving merry-go-round starts with a frank discussion with friends and family.

The great thing about gifting money is it’s practical and useful. Secondly, it will save everyone time from lining up at those shopping malls, and lastly, Cohen will actually love getting cash especially if you present it in a creative way. I already started pinning ideas on how to give cash as a gift on Pinterest.

Believe it or not, the gift of cash will be the best present he’ll receive this Christmas!

Mallory Connelly

Mallory Connelly

Babies & Toddlers

In addition to the time I devote to being a mom, I also work full-time outside the home, which means my day is hardly ever as simple as nine to five. With an all-too-established schedule, as soon as I walk through the door, my day doesn’t end, but rather just begins. It’s a balancing act, especially with two children, but being a mom is one full-time job that I never want to quit!

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